Having the proper vehicle insurance while out on the road is an absolute must these days. You certainly don’t want to get caught with a massive liability claim.
However the very best case scenario is to avoid an accident in the first place. That way everyone stays safe and there’s no big hassles with repairs and insurance claims.
Here are five tips to stay safe on the road and avoid accidents:
1. Slow down
Speed is probably the number one cause of traffic accidents and high speed makes the accident even more devastating. Keep to the posted limit on the road and follow the general speed of other cars. Driving more slowly gives you and the other drivers around you more time to react to a situation.
2. Drive for the conditions
When the weather is bad or the roads are icy and slippery it may not be possible to even drive the speed limit. Always ensure you consider the road conditions and give yourself enough time to stop or react to other traffic. It can take two or three times as much distance to stop on a wet or icy road than under normal driving conditions.
3. Drive with both hands on the wheel
Distracted driving is a major cause of accidents and it only takes a second of inattention to cause an accident. Today’s vehicles are often equipped with hands-free Bluetooth systems or you can buy after market devices. Even something as simple as drinking your coffee or your morning protein shake can be hazardous to your driving if you aren’t cautious. Wait until you are at a stop light or stopped in traffic to drink your beverage of choice.
4. Use your signals
It’s important to warn other drivers of your impending actions and not make any sudden lane changes. They need time to react and that’s what your signal is for, after all. It’s also courteous and makes for a more enjoyable roadway for everyone.
5. Keep your car maintained
Make sure your car is safe for the roadway. Check your tires for proper inflation, make sure your fluids are topped up and you have plenty of gas. Having to pull over on a busy roadway creates a hazard for everyone. Also make sure you can see properly. Keep your windshield clean and your wipers in good working order. If you live in a cold climate be sure your vehicle is properly warmed up before you start driving so your windows aren’t fogged up.
By following these tips you and everyone around you will have a safer trip on the roadways and avoid accidents.
If you still do end up having a collision make sure to call your insurance company right away so your claim gets opened and you avoid unnecessary delays in repairs and payments.
Your insurance company is on your side and is an excellent resource for helping you navigate your insurance claim every step of the way.